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Is an insurance company giving you the runaround?
Let New Mexico attorneys Will Ferguson & Associates help
You may have an insurance bad faith claim
You paid your insurance premiums, and now that you've suffered a personal injury, you expect your insurance company to reimburse you.
Sounds straight-forward enough, but it’s not uncommon for an insurer to decline to pay for a covered injury. It happens more often than you might think. If you believe your insurance company is acting in bad faith, get in touch with Will Ferguson & Associates.
What is Bad Faith Insurance?
When an insured customer's claim is wrongfully denied by the insurer, it is considered bad faith. Examples include:
- Failure to promptly or thoroughly investigate a claim
- Inadequate claims processing
- Unreasonable denial of payment
- Delay in payment
- Failure to settle an underlying suit against the insured
- Failure to defend a suit against the insured
All types of insurance policies, including disability, life, homeowners, automobile and accidental death policies, require that the insurer act in good faith. In other words, they are supposed to deal with you honestly and fairly.
But all too often, especially in the corporate world, there is substantial economic incentive for insurers to act otherwise — and decisions sometimes are driven not by what's the right thing to do, but by the bottom line.
Because bad faith by an insurance company can expose you, the insured, to significant financial risk above and beyond policy limits (including seizure of all your assets), courts and the Legislature have allowed punitive damages to be assessed against insurance companies that commit acts of bad faith.
At Will Ferguson and Associates, we believe our clients should be dealt with in good faith.
We believe they deserve fair, straight-forward treatment, regardless of their social or economic status or where they live in New Mexico. We believe our clients deserve respect, both by their own attorneys and by representatives of the other side.
If you have a bad faith claim, you need — and deserve — an aggressive lawyer willing to zealously pursue your claim and set things right.
Contact an experienced bad faith insurance lawyer
If you believe your insurance company is acting in bad faith, we urge you to contact one of our attorneys soon. You won't regret it. Will Ferguson & Associates' long and successful track record has resulted in the highest rating possible from its peers in the legal community.
For a free consultation with a personal injury lawyer experienced in bad faith insurance claims, call (505) 633-0750 or email us. We do not require a retainer to handle your bad faith insurance claim. Evening and weekend appointments are available.
Standing up for injured people. It's what we do.